EPF & ETF Calculator
Plan monthly contributions, payroll costs and retirement scenarios.
In your browserUse the earnings on which your employer must calculate EPF/ETF. Allowance eligibility can depend on its legal character; do not enter basic salary alone if other earnings are contributory.
After employee EPFLKR 92,000.00Per employee · Gross minus employee EPF (before taxes or other deductions)
Employer pays extraLKR 15,000.00Per employee · 12% EPF + 3% ETF
Paid into EPF + ETFLKR 23,000.00Per employee · 23% of covered pay
Where the money goes
8% + 12% + 3%- Employee EPF (8%)
- LKR 8,000.00
- Employer EPF (12%)
- LKR 12,000.00
- Employer ETF (3%)
- LKR 3,000.00
- Total employer contributions
- LKR 15,000.00
- Combined contributions
- LKR 23,000.00
- After employee EPF
- LKR 92,000.00
- Full employer payroll cost · Per employee
- LKR 115,000.00
ETF is an employer-only payment. It must not be deducted from the employee's salary.
Entire team (1)
12 months at this salary · Per employee
Paid into EPF + ETF · Entire teamLKR 23,000.00
Full employer payroll cost · Entire teamLKR 115,000.00
Paid into EPF + ETF · 12 months at this salary · Entire teamLKR 276,000.00
Verified rates & methodology
Contribution rules checked 18 Oct 2026 · Contributions are remitted by the employer. Check official payment procedures and deadlines; this tool does not file returns.
CBSL EPF source · CBSL ETF description · ETF Board
Standard minimum percentages only. Eligibility, pension coverage, included earnings, special arrangements and rounding by payroll may differ. This is not a full take-home salary or tax calculator. Calculated locally; no salary is sent to a server.